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Aging Parent

Hiring a Caregiver Privately or with an agency


Can you afford the risk and liability of hiring a caregiver privately?

Hiring a caregiver privately (on your own) versus working with a reputable agency may seem like the easier and more financially sound decision at first.

Like most things in life, you get what you pay for. Moreover, the risk and consequences of hiring a caregiver on your own are not worth the gamble. You put yourself and aging loved one in serious jeopardy when you do not hire help from an established agency.

Did you know?

According to new laws imposed by the State of California; any person you hire privately in your home (or aging parent’s home) and pay to care for your aging parent is considered an employee.

Always be wary of private or independent caregivers because they’re usually not cleared to work at an agency or licensed by the Home Care Bureau.

We strongly urge you to consider some of the risks, consequences, and liabilities when hiring a caregiver privately vs. working with a credible home care agency.

Any or all of these can affect your life or aging loved one’s life in an instant. The Stress of Hiring a Caregiver Privately

  • You can lose your home paying for penalties if you don’t have other funds
  • You’re subject to multiple lawsuits
  • You may be liable for all medical care and expenses of your caregiver
  • You’ll have to pay employer taxes and penalties for your caregivers
  • You (not the caregiver) must file Federal and State 1099 forms
  • You could hire a Caregiver with no background check for criminal activity
  • You will not have a motor vehicle report which shows driving history
  • If caregiver gets sick or hurt, you will not have a backup replacement or alternative resources
  • Private caregivers are not clinically trained
  • You will not have a report on the caregiver about fraud against the elderly
  • You’re required to pay 3 sick days per year, overtime and holiday pay

Other things to keep in mind:

  • The law strongly favors the caregiver or hired help in disputes
    • Any disagreement between the caregiver and “employer” can be filed by the caregiver against you at the State of California Employment Development Department. The State will favor the caregiver and impose severe penalties on you. 
  • Anything stolen, missing or destroyed in your home will not be the caregiver’s responsibility
  • Private caregivers who commit fraud can easily change residences or aliases and be very difficult to track
  • It is common for private caregivers to fake accidents or injury to obtain medical care or sue the client for large sums of money

BE SAFE / YOUR QUALITY INVESTMENT IS WORTH IT Hiring a caregiver with an agency is worth the money

Choosing a reputable home care agency will save you a number of headaches and unexpected costs down the road. Senior home care agencies pay employees (caregivers) taxes, workers compensation, liability, and bond insurances. They also provide criminal, driving and fraud clearances along with a reliable psychological and mental examination of the caregivers they provide.

If you think you are saving money by hiring someone privately, you could pay a lot more in the long run.

Interested in learning more about our services or hiring a caregiver?

Contact us today for a complimentary consultation.

One of our expert Care Managers will meet with you and family to discuss needs and preferences using a comprehensive psychological profile to assure maximum client/CareGIVER compatibility. In cases where the CareGIVER is needed immediately, the assessment can be completed over the phone.

Contact us today

Dr. Gina Kay, Founder and CEO

Dr. Gina Kay, Founder and CEO

Found and CEO at In Home Care Solutions
Dr. Gina Kay is the founder and CEO of IN HOME CARE SOLUTIONS .  Her company provides superior home care for seniors by matching caregivers to seniors according to personality profiles and the caregiver’s clinical experience with the seniors medical conditions   She is also President and founder of HEALTH CARE ACADEMY which provides education for Nurse Assistants, Home Health Aides and with objectives to provide nursing, Medical Assistant, Phlebotomy

Dr. Kay got her medical education in Brazil.

Dr. Kay also has a master degree in Film and Television from UCLA and has been an adviser for medical television shows.

Dr. Kay is very active in the Health Industry. She is a member of the American Board of Home Care, the National Association of Home Care, CAHSAH, California Association of Health Services at Home.  She co-chairs the education committee for the Down with Falls Coalition.    Dr. Kay is in the speaker’s bureau for the coalition helping educate health care professionals and the community on fall risks, diabetes, adverse drug reaction, dementia, Parkinson’s disease, dehydration and nutrition, etc…. for older adults.

Dr. Kay was nominated by the National Association of Women Business Owners (NAWBO) as the Remarkable Woman of 2008.

Dr. Kay is actively involved in many philanthropy and non-profit organizationssuch as the American Cancer Society, Susan G. Komen, the Philharmonic Society, Women Helping Women, Youth Employment Services, E-Women, Women Sage, Plasticos Foundation, CIELO and others.

Dr. Kay’s passion is to assist seniors to live long and thrive in the comfort of their own home.
Dr. Gina Kay, Founder and CEO